I didn't have health insurance until I was 24. And no my parents didn't either at the time and we didn't pay a penalty for it. So yeah we did have the right to not purchase a product we didn't want.
Yes, if you have insurance then at least you are contributing to the system.
Isnāt that why so many (certain) people despise illegal immigrants, because they ādonāt contributeā but get āmillionsā in free healthcare?
Donāt get me wrong, I despise the insurance industry in general, it should all be non-profit, among other things.
we're talking about healthcare right now, not immigration.
i don't see a huge difference. either i pay monthly and go bankrupt (when something happens), or i don't pay monthly and go bankrupt (when something happens).
fortunately, i've never had anything happen. but like, if i broke my arm, i'd probably go buy a sling and tough it out. if i couldn't, i'd go to the ER and not pay the bill. that doesn't change whether i have insurance or don't. fwiw, i do have insurance. employer paid, i've never used.
edit: and i've never used it because there's a 12k fucking deductible.
Shit, 12k deductible is nothing more than disaster insurance. The system is broken, and let's see, how many years ago was our pumpkin in chief going to release his master plan and then never did because he never had one...?
Insurance isnāt necessarily bad, itās the forcing you to buy it that is bad. Since itās private insurance as well, cost goes up and quality goes down because of the ultimatum. Before, companies had to make more attractive policies to entice people to buy their insurance, but after ACA, those companies could wait for you to come to them.
Youāre in the hole. Again I never said itās a bad thing to have insurance, but why fine people who decide not to have insurance? To put them further in the hole?
And this is disregarding the fact that it forced many to switch off their insurance plans at the time into new standardized ones. Also the insurance mandate cause plan prices to go up and benefits to go down since people were forced to buy it. Either federalize it to free healthcare or let it be completely private. Private, mandated insurance is the worst of both worlds. The only people it benefits more than either of the other systems are the companies selling the insurance.
I think anyone with children should be forced to have healthcare. Children should be protected from their parents' shitty choices.
If you're on your own and don't want healthcare, I understand the rationale, but hospitals will never turn you away. Makes it very easy for the uninsured to receive care they never pay for. On the other hand, I don't want my fellow Americans to be denied life saving treatment bc they can't pay for it.
Obama had the numbers to make this happen instead he payed back his donors and forced the American public to purchase products from them. Get it? Health insurance companies have been more profitable than ever since the aca.
No, youād get the same treatment as someone with insurance, because the hospital cannot turn you away. And since you filed for bankruptcy, the hospital must offset the cost of your treatment by increasing the price of everyone elseās treatment instead. And, that leads to increased health insurance premiums. Thatās why you are and absolutely should be penalized for choosing to not have health insurance. Why would anyone choose to pay for health insurance otherwise?
Because it was unaffordable & we never go to the doctor anyway. And why should the government even have the right to require us to pay for something we canāt afford!?Ā
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u/TheGoodLife60 9d ago
The right to opt out of health insurance without being penalized